A complete guide to selling your home in Central Iowa—from pricing and preparation to offers, negotiations, and closing day.
Understanding the process helps you know what to expect—so there are no surprises.
Declutter, clean, repairs
Market analysis, CMA
Photos, MLS, online
Showings, open houses
Review offers, counter
Inspections, closing
Pricing is the single most important factor in selling your home. Get it right from the start.
Fewer showings, longer time on market, eventual price reductions. Overpriced homes often sell for less than if priced correctly from the start.
Maximum buyer interest, competitive offers, faster sale. The right price generates excitement and urgency—sometimes multiple offers.
Quick sale but money left on the table. Underpricing can also make buyers suspicious that something is wrong with the property.
First impressions matter. Proper preparation can mean the difference between a quick sale at top dollar and a home that lingers.
Over 95% of buyers start online. Great marketing gets more eyes on your home and more buyers through the door.
Wide-angle shots, proper lighting, color correction. Listings with pro photos sell faster and for more money.
Show your lot, neighborhood, and proximity to amenities from above. Stand out from the competition.
Walkthrough videos help buyers experience the flow before visiting. Virtual tours for out-of-state buyers.
Listed on MLS, Zillow, Realtor.com, Redfin, and hundreds more sites for maximum exposure.
Facebook, Instagram, targeted ads reaching buyers actively searching in your area.
Sent to my buyer database and agent network. Coming soon campaigns generate buzz before you hit market.
The more accessible you make your home, the faster it's likely to sell.
An offer is more than just a price—it includes terms, contingencies, and timing that all affect the outcome.
Offered amount vs. asking price. Consider net proceeds, not just the number.
Cash is strongest. Pre-approved conventional loans are solid. FHA/VA may have hurdles.
Larger deposits signal serious buyers. Typically 1-3% of purchase price.
Inspection, financing, appraisal. Fewer contingencies = less risk for you.
Closing date, possession date. Does it work with your moving plans?
Seller-paid closing costs, repairs, inclusions. These affect your net proceeds.
Once you accept an offer, expect 30-45 days of inspections, appraisals, and paperwork before handing over keys.
Buyer hires inspector. They may request repairs or credits. You can negotiate, agree, or decline.
Lender orders appraisal to confirm value. If it comes in low, you may need to renegotiate.
Title company researches ownership history. Liens or issues must be resolved before closing.
Buyer's lender finalizes mortgage. Delays here are the most common reason closings get pushed.
Buyer verifies condition and that repairs were completed. Make sure you've moved out and cleaned.
Sign paperwork at title company. Deed transfers, funds disbursed, buyer gets keys. You're sold!
Knowing costs upfront helps you set realistic expectations for net proceeds.
| Cost Item | Typical Amount | Notes |
|---|---|---|
| Agent Commission | 5-6% of sale price | Split between listing and buyer's agents |
| Title Insurance | $500-$1,500 | Protects buyer against title defects |
| Closing/Settlement Fees | $300-$800 | Title company fees for handling closing |
| Transfer Taxes | $100-$500 | Iowa has minimal transfer taxes |
| Prorated Property Taxes | Varies | Your share through closing date |
| Repairs/Buyer Credits | Negotiated | Depends on inspection and negotiations |
| Home Warranty | $400-$600 | Optional—can help close deals |
As an SRES® (Seniors Real Estate Specialist), I have specialized training to help seniors and their families navigate selling a long-time family home. Whether downsizing, moving to assisted living, or managing an estate sale, I understand the emotional and practical complexities.
Start with a free, no-obligation home valuation. I'll walk you through the process and help you understand what your home could sell for.
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