🛡️ Insurance Risk Assessor
Before you buy, understand potential insurance challenges. This exclusive tool evaluates properties for roof age, foundation issues, flood zones, and other factors that affect insurability in Iowa.
Exclusive Tool
Only available through Smart Move Des Moines
Financial Calculators
6 toolsMortgage Calculator
Estimate your monthly payment including principal, interest, taxes, insurance, and HOA for any Des Moines property. Adjust down payment and interest rate to see impacts.
Most PopularAffordability Calculator
Find out how much house you can afford based on your income, monthly debts, and down payment savings. Uses current Des Moines lending guidelines.
Free ToolRent vs. Buy Calculator
Compare the true cost of renting versus buying in the Des Moines market over 5, 10, and 30 years. Includes appreciation, tax benefits, and opportunity cost.
Free ToolNet Proceeds Calculator
Estimate how much you'll walk away with after selling, including closing costs, agent fees, mortgage payoff, and Iowa-specific expenses.
Free ToolMarket Timing Calculator
Analyze the best time to buy or sell based on Des Moines seasonal trends, historical data, and current market conditions.
Free ToolInvestment ROI Calculator
Project your potential return on investment properties in the Des Moines metro area. Calculate cash flow, cap rate, and long-term appreciation.
Free ToolPlanning Tools
5 toolsNeighborhood Comparison
Compare Des Moines neighborhoods side-by-side on schools, commute times, home prices, walkability, and lifestyle factors. Find your perfect match.
Most PopularSchool District Guide
Explore school ratings, test scores, student-teacher ratios, and district boundaries for every Des Moines metro community.
Free ToolHome Maintenance Calendar
Seasonal maintenance schedule customized for Iowa homes—never miss important upkeep tasks. Covers HVAC, gutters, foundation, and more.
Free ToolMoving Checklist
Week-by-week moving timeline and comprehensive checklist to keep your relocation organized and stress-free. Includes Des Moines utility contacts.
Free ToolInsurance Risk Assessor
Evaluate potential insurance risks and insurability issues before you buy—powered by 10+ years of property insurance expertise.
ExclusiveSenior Transition Tools
3 toolsSenior Move Timeline & Cost Calculator
Plan your downsizing move with realistic timelines and cost estimates designed specifically for 55+ transitions. Accounts for senior-specific needs.
SRES® CertifiedDownsizing Decision Guide
Step-by-step guidance for seniors navigating the emotional and practical aspects of downsizing. Includes decluttering strategies and right-sizing tips.
SRES® CertifiedSenior Housing Options Explorer
Compare independent living, assisted living, memory care, 55+ communities, and CCRCs in the Des Moines metro. Includes cost ranges and features.
SRES® Certified

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