How to Buy Your Home
A complete guide to buying a home in Central Iowa—from searching to closing day. Expert guidance, local knowledge, and a stress-free experience.
The Buying Process
Search Des Moines Homes
Access every listing in Central Iowa with the Smart Move Des Moines app—Central Iowa's only AI-powered real estate search.
🏠 Smart Move Des Moines App
Search smarter with instant alerts, saved searches, and AI-powered recommendations tailored to your criteria.
Browse by Neighborhood
Explore Des Moines metro's most popular areas. Each offers unique character, schools, and lifestyle.
The Home Buying Process
From first search to closing day—here's what to expect when buying a home in Des Moines.
Get Pre-Approved
Know your budget before you shop
Define Criteria
Bedrooms, location, must-haves
Tour Homes
Visit properties that match
Make an Offer
Strategic pricing & terms
Inspections
Due diligence & negotiations
Close & Celebrate
Get your keys!
Buyer Resources
Free tools and guides to help you make smart decisions.
Why Work With Sarah
More than just a real estate agent—a trusted guide for your home buying journey.
10+ Years Experience
Deep knowledge of Des Moines neighborhoods, market trends, and negotiation strategies.
SRES® Certified
Specialized training for seniors—great for older buyers or adult children helping parents.
Insurance Expertise
Former insurance professional who spots potential issues other agents miss.
Smart Move App
Free access to Central Iowa's only AI-powered real estate search app.
What Buyers Say
Real stories from clients who found their perfect home.
"Sarah got the ball rolling with local vendors and found a real gem for us. As an out-of-stater, her expertise was invaluable!"
"Sarah was incredibly patient and really listened to what we were looking for. She found us the perfect home in Urbandale!"
"Sarah made the entire process seamless! We never felt lost or confused. She guided us through every step and made sure we understood our options. We found our dream home faster than we thought!"
Frequently Asked Questions
Common questions from home buyers in Des Moines.
How much home can I afford in Des Moines?
Most lenders recommend keeping your housing costs at or below 28% of your gross monthly income. Use our mortgage calculator to estimate your buying power, and get pre-approved to know your exact budget. Des Moines offers great value compared to many metros!
What are the best neighborhoods for families?
Top family-friendly areas include Ankeny, Waukee, Johnston, and Urbandale—all known for excellent schools, safe communities, and family amenities. West Des Moines offers a great mix of suburbs and city access.
How long does it take to buy a house?
The typical home buying process takes 30-60 days from accepted offer to closing. However, finding the right home can take anywhere from a few weeks to several months depending on your criteria and market conditions.
Do I need a buyer's agent?
While not required, a buyer's agent provides expert guidance, negotiation skills, and market knowledge at no direct cost to you (the seller typically pays commission). Having representation protects your interests throughout the process.
Ready to Find Your Home?
Let's start your search together. No pressure, no obligation—just honest guidance to help you find the perfect place to call home.
Or call Sarah directly: (563) 513-8771
Sarah Ingles, Realtor® SRES®
Trusted Partner
Golden Concierge
Senior living care and placement
yourgoldenconcierge.com
(515) 303-2872
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