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Urbandale Iowa Neighborhood Guide | Homes for Sale | Central Location | Smart Move DSM
📍 Central Location

Urbandale, Iowa

Established Community • Central Location • Perfect Balance

45K+ Population
$300K Median Price
8.5/10 School Rating
10 min To Everywhere

Welcome to Urbandale

Iowa's most conveniently located suburb — where everything is close

The Perfect Balance of Established & Accessible

Urbandale is the Des Moines metro's geographic sweet spot — centrally located with easy access to every corner of the region. It's where established neighborhoods meet modern convenience, where mature trees line streets of well-maintained homes, and where you're genuinely 10-15 minutes from anywhere you need to go.

What makes Urbandale special is the combination of stability and convenience. This isn't a new development trying to find its identity — Urbandale has been thriving since the 1960s. The community is mature, the infrastructure is proven, the schools are solid, and the location simply cannot be beat.

Urbandale attracts buyers who want established neighborhoods with character, not cookie-cutter new developments. Families love the mature parks and tree-lined streets. Professionals appreciate the convenient commute. Everyone benefits from Urbandale's strategic position.

Quick Facts

  • County: Polk & Dallas
  • ZIP Codes: 50322, 50323
  • School District: Urbandale CSD
  • Founded: 1917
  • Population: 45,000+
  • Median Income: $85,000
  • Crime Rate: Very low
  • Character: Established, central
👨‍👩‍👧‍👦 45,000+ Residents
🏠 $300K Median Home Price
📚 8.5/10 School Rating
📍 #1 Central Location

📍 The Urbandale Convenience Factor

Time is the most valuable resource we have. Urbandale gives you more of it. From the geographic center of the metro, you reach every major employment center, shopping district, and entertainment venue in 10-15 minutes. This isn't marketing hype — it's measurable reality.

10 min

West Des Moines, Jordan Creek, Clive, Merle Hay Mall

12 min

Downtown Des Moines, Principal, Wells Fargo, State Capitol

15 min

Des Moines Airport, Ankeny, Johnston, Waukee

20 min

Gray's Lake, Saylorville Lake, Adventureland

25 min

Anywhere in the metro — every corner within reach

0 min

Living History Farms (500 acres right in Urbandale!)

The Math That Matters: If you commute 5 days/week, choosing Urbandale over a distant suburb saves you 5-10 hours per week in driving time. That's 260-520 hours per year — equivalent to 6-13 extra weeks of your life.

Urbandale Community Schools

Solid education with strong community support

Elementary
Multiple Options
8-9/10
Excellent across all
Middle School
Urbandale MS
8.5/10
Strong programs
High School
Urbandale High
8.5/10
J-Hawks Pride!

🎓 Academic Quality

  • Consistent 8-9/10 ratings across grades
  • 94%+ graduation rate
  • Strong AP and honors programs
  • Excellent career and technical pathways
  • High college acceptance rates
  • Focus on student success

🏆 Activities & Sports

  • Urbandale J-Hawks (competitive athletics)
  • State championship programs
  • Outstanding band and music
  • Theater and performing arts
  • Extensive club offerings
  • Strong community support

📚 Urbandale Schools Value

Urbandale schools consistently deliver 8-9/10 education — excellent preparation for college and careers without the premium price tag of West Des Moines or Waukee homes. For families who value good schools but also appreciate saving $50K-$100K on their home purchase, Urbandale hits the sweet spot.

Urbandale Lifestyle & Amenities

Mature community with everything you need

🏛️ Living History Farms

500-acre outdoor history museum:

  • National treasure in Urbandale
  • 300+ years of Midwest history
  • Working historic farms and town
  • Educational programs year-round
  • Special events and festivals
  • Unique Urbandale feature!

🏞️ Parks & Recreation

40+ parks throughout Urbandale:

  • Walker Johnston Park (90+ acres)
  • Lion's Park (sports complex)
  • Multiple neighborhood parks
  • 60+ miles of trails
  • Urbandale Public Library
  • Year-round recreation programs

🛍️ Shopping & Dining

Convenient access to everything:

  • Merle Hay Mall (in Urbandale)
  • Jordan Creek (10 minutes)
  • Local restaurants and shops
  • Hy-Vee, Target, Walmart nearby
  • West Des Moines dining
  • Growing local business scene

🏘️ Neighborhood Character

Established community feel:

  • Mature trees and landscaping
  • Mix of home styles and ages
  • Well-maintained properties
  • Sidewalks throughout
  • Friendly, welcoming neighbors
  • Pride of ownership evident

Urbandale Real Estate Market

December 2025 — Stable, established market with steady demand

💡 Sarah's Market Insights

Urbandale's market reflects its maturity and stability — not a boom-or-bust suburb, but steady and reliable. The $300K median sits comfortably between affordable suburbs and premium communities, offering excellent value for the location. Buyers choose Urbandale for convenience first, then discover the community's other strengths. The housing stock ranges from 1960s ranches to modern new builds. Established neighborhoods near Living History Farms and Walker Johnston Park command premiums. The $275K-$350K range sees most activity. Best opportunities: well-maintained 1980s-1990s homes in established neighborhoods needing only cosmetic updates.

⚠️ Insurance Considerations for Urbandale

As a property insurance expert with 10+ years of experience and an Urbandale resident myself, I help buyers identify potential insurability issues BEFORE making an offer. Here's what to know:

🏠 Mixed Housing Stock

Urbandale homes range from 1960s ranches to 2020s new construction. Insurance varies significantly by home age. Homes from 2000s onward generally insure easily with competitive rates.

⚡ Older Home Concerns

For homes 40+ years old, carriers scrutinize electrical systems, plumbing condition, roof age (15+ years needs replacement), and HVAC age. I help identify these during showings.

🌪️ Iowa Storm Risk

Like all of Iowa, Urbandale experiences severe weather. Hail and wind are primary concerns. Many roofs were replaced after 2011 and 2018 hail storms. Request documentation.

💧 Minimal Flood Risk

Most of Urbandale sits above flood zones. Some properties near Walnut Creek may have considerations. Basement sump pumps are common — verify proper function.

💰 Typical Insurance Costs

Expect $1,100-$1,700/year for typical Urbandale home ($300K value). Newer homes (post-2000) see rates $1,100-$1,300. Older homes trend higher. Shop multiple carriers.

✅ Sarah's Pre-Purchase Review

Living in Urbandale, I know which neighborhoods have older housing stock. I review: roof age, electrical system, plumbing condition, HVAC, foundation, and prior claims history.

🎯 Bottom Line for Urbandale Buyers

Urbandale's housing diversity means insurance varies widely. Newer homes insure easily with competitive rates. Older homes need careful evaluation. Budget $1,100-$1,700/year depending on home age. As an Urbandale resident and insurance expert, I provide invaluable local knowledge.

Urbandale Homes for Sale

Current listings in Urbandale's established neighborhoods

🏠 Find Your Urbandale Home

Browse current Urbandale listings or get personalized recommendations.

Search Urbandale Homes

Ready for Urbandale's Central Convenience?

Let Sarah help you find the perfect home in Iowa's most conveniently located suburb

Sarah Ingles, REALTOR® SRES® - Urbandale Real Estate Expert

Sarah Ingles

REALTOR® SRES® | Urbandale Resident | 10+ Years Insurance Expertise

Your Urbandale expert. As a resident myself, I know the neighborhoods, the schools, and the community. My insurance background helps identify potential issues before they become problems.

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