2026 Home Insurance Risks in Des Moines: What Realtors Miss (and How to Stay Protected)
Discover the top 2026 home insurance risks affecting Des Moines buyers. Learn what Realtors miss — and how to protect your budget, coverage, and peace of mind.

Helping seniors and families navigate downsizing, aging-in-place upgrades, estate planning decisions, and the move to independent or assisted living — with clarity, compassion, and a trusted expert guiding each step.
→ Read Senior Transition Guides

Market updates, neighborhood insights, staging and selling strategies, and smart guidance for homebuyers and sellers across the Des Moines metro.
→ Explore Residential Tips

A practical guide for investors exploring duplexes, small multifamily, and insurance-paid temporary housing (ALE) opportunities — including rental analysis, cap rate insights, and high-yield strategies tailored to Central Iowa.
→ View Investor Insights

Practical insights for entrepreneurs, business owners, and investors considering office, retail, or mixed-use properties — including cash-flow strategies, corporate housing, and location analysis for Central Iowa.
→ Browse Commercial Articles

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The Smart Move Des Moines App is developed for residents of Des Moines, Johnston, Ankeny, Waukee, West Des Moines, Altoona, Carlisle, and the surrounding Central Iowa communities. Designed to support buyers, sellers, seniors, families, and real estate investors, the app provides organized home transition tools, checklists, timelines, and local resources tailored to Iowa homeowners.